Overseas Holiday Home Insurance
If you are a UK resident and own a property abroad, we can help you with your insurance coverage. From second homes to holiday lets and rented accommodation, the Boshers team are experts in arranging comprehensive cover for a wide variety of overseas properties. If you own a villa in Spain, we can provide Spanish holiday home insurance.
Similarly, if your bolthole is a gîte in France, we can arrange French holiday home insurance, and if you own a cottage in Ireland, look no further than Boshers for Irish holiday home insurance. If you need holiday home insurance in Portugal for your apartment in the Algarve, we can arrange tailored cover for you.
We provide Holiday Home Insurance for properties located in France, Spain, Portugal, Italy, Greece, Cyprus, Eire, Bulgaria, Germany, Belgium, The Netherlands, Denmark, Malta, Monaco and the Canary Islands.
Boshers can provide insurance for a wide range of properties, from older character homes or buildings featuring a contemporary construction to holiday let complexes. So, if your overseas property is unique or niche, situated in a remote location, or you use it for a combination of both personal holidays and holiday lets, talk to us. Our qualified team can discuss your options with you through a no-obligation consultation or review of your current policy.
Why arrange Holiday Home Insurance through Boshers?
With access to the wider UK insurance market, we can source cover from insurers with capacity for insuring overseas homes. All sums insured and premiums are transacted in GBP, so no need to navigate fluctuating exchange rates or open overseas bank accounts.
Our policies include coverage for:
- Standalone holiday home
- Own use/Friends and Family
- Short term commercial holiday lets and/or Airbnb
- Property portfolios
When you’re looking for the best overseas holiday home insurance, consider the amount of time your property is left unoccupied, whether you are planning on letting it to paying and non-paying guests, and whether your property is classed as residential or commercial. To get the best policy, consider factors such as the location’s risk level, the value of the property, and how often it is occupied.
When you arrange insurance through Boshers, our dedicated European holiday let team will ask you the right questions to ensure you’re insured accurately and correctly and be available to assist you with any questions or issues you may have.
Our policies can include the following:
- Building and Contents cover for properties in Europe
- Residential properties
- Public liability of £5m
- Accidental damage to buildings available
- Accidental damage to contents available
- Maximum £2m total sum insured
What are the drawbacks of overseas Holiday Home Insurance comparison websites?
Online comparison websites can be useful for finding holiday home insurance, but they have several drawbacks. They often prioritise cost over quality, leading homeowners to choose cheaper policies with inadequate protection. Comparison websites may often exclude specialist insurers like us, who offer tailored coverage for overseas properties.
Policy details provided by online comparison site brokers can be oversimplified, making it difficult to understand exclusions or hidden fees. Some comparison sites receive commissions, potentially influencing rankings and recommendations. In addition, they might not account for country-specific regulations, leaving you underinsured. Relying solely on these platforms can result in inaccurate coverage and unexpected financial risks.
What about getting an online insurance quote?
Getting an online overseas holiday home insurance quote can seem to be a quick and easy process when you’re searching for cover for your overseas property, however, insurance coverage can vary enormously from property to property. A five-bedroom farmhouse in the French countryside will probably need different insurance to a two-bedroom villa with a swimming pool in Greece, for example.
Arranging Holiday Home Insurance through the Boshers Insurance team can provide you with the assurance that your property is properly insured in a world where new challenges and unexpected events are becoming increasingly common.
At Boshers, we are dedicated to providing our customers with insurance that is both competitively priced and specifically meets the needs of you, your guests, and your property.
Call today for Holiday Home Insurance quotes and advice. Our qualified advisers are here to ensure you get the right cover and the peace of mind you deserve.