We are pleased to announce that Boshers has renewed its facility with Ecclesiastical UK for a further three years, with the potential of extending to five years. The Boshers scheme went to competitive tender for the first time in its 35-year history with Ecclesiastical UK. The tender process saw several strong contenders put bids in […]
Owning an overseas holiday home is a big investment, so ensuring that you have the correct insurance is essential. Standard home insurance policies often would not cover some of the key areas to help protect your overseas property, so making sure that you understand the specific insurance requirements is vital before buying your property so […]
Does your second home have a pool or hot tub? And most importantly is that lovely addition to your holiday home properly insured? A hot tub and/or pool can transform a holiday home from a nice-to-have into a must-have. In fact, a hot tub in your holiday let could boost your revenue by 37%,1 with […]
Owning a home by the sea is a dream for many – the sound of the waves, uninterrupted views, beach access, and a ready-made holiday let income. But that dream comes with a unique set of risks that inland properties simply don’t face. From ground movement to storm surges and the vulnerability of a property […]
When you’re protecting your holiday home or holiday let, there are security measures you can take to safeguard your home away from home when it is left unoccupied. There are also steps you can take to mitigate the risk of theft and property damage if you let your property to guests (known as Short Term […]
If you own a high-end overseas holiday home, you will need specialist Luxury Villa Insurance (Overseas Holiday Home Insurance) to protect it at the correct level. Boshers Insurance is a premium holiday home insurance broker who have a team of experts on-hand to source and set up your policy. Whether you own a beachfront residence […]
Insurance for Second Homes Abroad Staying in an overseas holiday home can be the perfect way to switch off and get away from everyday life. Often located in areas of outstanding natural beauty, by the sea, or in picturesque towns or villages, a holiday home abroad is a luxury worth investing in. But what happens […]
The Boshers team based at Bideford in Devon, were proud to recently spend time at ChemoHero’s local warehouse, helping to pack their much-loved “boxes of kindness” for people about to begin chemotherapy treatment. Getting hands-on with this incredible local charity gave our team a real insight into the care, thought, and compassion that goes into […]
If you own a holiday let complex, multiple holiday rentals, or self-catering accommodation in the UK or abroad, talk to our team today. We can advise you on the best course of action you can take around Commercial Holiday Let Insurance for your property. What makes us specialists? Boshers Insurance has been providing Insurance […]
Holiday Home Insurance premiums are influenced by a combination of property, location, usage, and risk factors. Because second homes are often unoccupied for long periods, insurers assess them a bit differently from main residences. Here are the key factors that usually have the biggest impact: Location. Location. You may have heard from estate agents and […]
Owning a holiday let can be a rewarding investment, whether it is a coastal cottage, countryside retreat, or second home used for short-term rentals. However, many owners underestimate the importance of having the correct insurance in place. Holiday let insurance is essentially different from standard home insurance, and failing to arrange appropriate cover can leave […]
Specialist Holiday Home Insurance is an essential cover for owners of second homes which are used as getaways and/or holiday lets. If your property is not your main residence and is left unoccupied for long periods, you will need specialised insurance. One of the reasons for this is because empty properties can potentially be easier […]
Whether you’re thinking of letting your second property to paying guests or already have Holiday Let Insurance and would like to review your coverage, Boshers can advise on and arrange a policy for you that protects your property. Trusted by a wide range of second homeowners in the UK, we also work with the Association […]
Holiday Home Insurance premiums are influenced by a combination of property, location, usage, and risk factors. Because second homes are often unoccupied for long periods, insurers assess them a bit differently from main residences. Here are the key factors that usually have the biggest impact: Location. Location. You may have heard from estate […]
Specialist Holiday Home Insurance is an essential cover for owners of second homes which are used as getaways and/or holiday lets. If your property is not your main residence and is left unoccupied for long periods, you will need specialised insurance. One of the reasons for this is because empty properties can potentially be easier […]
With climate change and global warming comes bad weather and an increasing number of storms and floods. Strong winds and heavy rain are now a regular feature of British winters. Flooding and storm damage present a significant risk to properties across the UK. The Met Office predicts that there will be warmer and wetter winters […]
Owning a listed holiday let in Scotland offers a unique opportunity to own a property full of character, heritage, and architectural significance. From historic farmhouses to elegant Georgian townhouses, listed buildings are an important part of Scotland’s history, culture, and environment. However, insuring a listed property is very different from covering a standard home, and […]
Did you know that we support Scottish charities as well as charities across the UK? Being an insurance broker focused on community giving means Scottish charity donations are integral to how we do business. This is because we are part of the Benefact Group – a family of specialist financial services companies whose shared ambition […]
Did you know, the amount of contamination needed to make a smooth floor slippery is very small. A slightly damp or sticky floor is just as slippery as one with a deep spill of water – the obvious spill will just be easier to spot. When we talk about contamination, we refer to anything on […]
Owning a holiday home or holiday let comes with a number of considerations. One of the primary ones is how to keep your guests and yourself safe in and around your property. Included in this is the risk of slips and trips. The two main environmental factors that can lead to slips are weather conditions […]
Conducting a slips and trip hazard assessment for a holiday let is essential because it helps protect both you and your guests. By systematically identifying hazards, such as slippery floors, loose carpets, uneven steps, or poorly lit areas, you can take preventive measures to reduce the likelihood of accidents. This not only safeguards your guests’ […]
Having appropriate flooring material in your holiday let is one of the most important precautions that can be taken to prevent slips. Guests often come and go with wet shoes, sandy flip-flops, or muddy boots and areas such as toilets and kitchens can quickly become wet and slippery. This makes the choice of flooring in […]
When you think of personal protective equipment (PPE), you probably imagine construction sites or factories. But holiday lets have their own share of risks too, and sometimes a bit of PPE can make all the difference. From cleaning products to garden tools, here are five simple tips to keep in mind. Don’t overcomplicate it PPE […]
When you hear the term personal protective equipment (or PPE), you might instantly picture builders in hard hats or people working in factories. But PPE isn’t just for construction sites or heavy industry – it can play a role in keeping people safe in holiday lets too. The April 2022 work amendment regulations relating to […]
Slips, usually caused by wet, polished, or otherwise slippery floors and trips, often due to uneven surfaces, clutter, or poor lighting, are among the most common causes of workplace and public liability claims. When a slip or trip accident leads to a liability (compensation) claim, the strength of your defence often comes down to the […]
Safe use of ladders and stepladders in holiday lets (WAH & HSE) Ladders and stepladders are practical tools for short, low-risk tasks around a holiday let – such as basic maintenance or quick repairs. However, if used incorrectly, they present a serious risk of injury. Too often, people are tempted to use the wrong type […]
People factors: training, footwear & guest comms to prevent slips As all falls involve an individual, it is likely that the environment (i.e. your property) and the action the individual was taking, is the cause of the slip. This blog looks at steps you, as a holiday let owner can take, to reduce the […]
Running a holiday home is hugely rewarding – but it also comes with responsibilities and compliance requirements, especially when it comes to safety. One area that often gets overlooked is the everyday products we keep under the sink, in the shed, or in the garage. Cleaning fluids, garden treatments, fuels – they’re all things we […]
The risk of water leaks in homes across the UK is increasing. In 2024, nearly 1 in 3 home insurance claims made were for escape of water.1 This topped the list of claims at 28.63%, beating claims for accidental loss/damage at home, and storm damage.2 In this article, we look at how to prevent water […]
Slips and falls in your holiday let could create serious legal challenges for you as the property owner. Guests expect safe conditions and if hazards such as wet floors, loose rugs, poor lighting, or uneven surfaces cause an accident, you may be found negligent. This could lead to you facing personal injury claims leading to […]