Home Insurance
Call your qualified home insurance specialist today
Call your qualified home insurance specialist today 01237 429 444
Home Insurance
At Boshers we take pride in giving qualified and honest advice on your home insurance. We are proud to offer cover from one of the most trusted UK household insurance providers, Ecclesiastical.
We will tailor cover to meet your individual needs from Ecclesiastical’s range of policies. Whether your home is a modest semi, a modern grand design or historic listed building, we will select and recommend the most suitable cover for you.
Your home is your most prized asset and rightly you demand the best. We will provide you with peace of mind, with cover which can be extended to:
- Include antiques, works of art, and valuables.
You may also want to cover your personal possessions such as:
- Jewellery, watches, cameras and sports equipment
Many policies include legal expenses insurance. This provides added protection in the event of a personal injury, contract, property dispute or dispute with your employer.
Specialist Cover
We can offer specialist cover for heritage and listed homes.
Cover can be extended if you let one or two rooms for bed and breakfast. We can also provide cover if you holiday let an annexe which is attached to your main home. If you let your main residence as a holiday let for restricted periods during the year we can arrange cover. Extending cover for these circumstances may be subject to certain restrictions. Give us a call to discuss your specific requirements.
Your home insurance needs will likely differ from those of your neighbour, as there is no norm. It may be that a bedroom rated policy has sufficient limits to meet your needs, otherwise a policy selected for its variable sums insured may be most suitable. Whatever your circumstances we aim to provide you with the best advice.
Call our friendly team for advice and a quote today on 01237 429 444.
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Working from home?
If you work from home in a clerical or administrative position, if you select contents cover, this will extend to include business equipment (computers and their accessories, office equipment and office furniture) within the home up to £10,000.
You can still extend your working from home policy to include any antiques, works of art and valuables; and cover your personal items whilst away from the home.
You would still benefit from standard insurance covers, like freezer contents, breakage of glass, contents of the garden, loss of metered oil or water and accidental damage for TVs and audio equipment. Whilst working from home, whether as an employee, bookkeeper, or graphic designer, your insurance requirements differ from those with separate business premises. We will assess your circumstances and recommend suitable cover. Whatever your circumstances we aim to provide you with the best advice.
Call our friendly team for a working from home insurance quote today.
Listed home insurance
Seeking insurance for your listed home? You’ll want to discuss listed home insurance with an adviser who understands your particular needs. Whether your main residence is a Grade 1 or 2 Listed Building in England or Wales, a Grade A or B Listed Property in Scotland or subject to restrictions because it is located in a conservation area, we’ll do our best to provide you with property insurance cover which meets your needs.
Your listed home is important to you and you understand its listing and in particular what it is that makes your property of architectural and historic special interest. In the event of an insured peril such as fire, storm or flood damaging or destroying your listed home, you’ll need to make sure your rebuilding sums insured are sufficient to re-instate your home and comply with the local authority conditions made under the Planning (Listed Buildings and Conservation Areas) Act 1990 and amending legislation (or equivalent legislation in Scotland and Northern Ireland).
As the owner of a listed home you would still benefit from standard home insurance covers like freezer contents, breakage of glass, contents of the garden, loss of metered oil or water and accidental damage for TVs and audio equipment. We will also tailor your listed home insurance to include your valuables and portable possessions away from the home if required. Should your listed home be used as a Bed and Breakfast, or if you work from home, depending on the nature of your work, this can often be included. We will assess your circumstances and select cover to meet your needs. Whatever your circumstances we aim to provide you with the best advice. Call our friendly team today to discuss your listed home insurance requirements.
Home Insurance – Key points
- Fire, storm, flood and theft
- Escape of water or oil
- Freezer contents
- Accidental damage to TVs and audio equipment
- Personal liability
- Personal possessions cover available
Call us today for Home Insurance quotes and advice
01237 429 444
Our qualifed advisers are ready to ensure you get the right cover and peace of mind