Holiday Cottage Complex Insurance for your self-catering accommodation business

As specialists in insuring furnished holiday lets, we understand that owning a holiday cottage complex brings with it a unique set of requirements, which demands an insurance policy tailored to meet your needs. Our experienced and knowledgeable team will take the time to understand your self-catering accommodation business to ensure your insurance will work for you when you need it the most.

As the owner of a self-catering holiday cottage complex, you’ll require specialist advice. Our specialist cover for holiday cottages is underwritten by Ecclesiastical Insurance.

Insurance for your Buildings, Contents and Public Liability

The policy will provide you with a high level of cover for buildings, contents and public liability associated with the running of multiple self-catering cottages. You may have communal guest facilities, such as a games room, children’s play area, swimming pool or laundry. By arrangement we can extend liability cover for properties approved as venues for civil weddings and civil partnerships.

Loss of Rental Income

If your holiday lets become unavailable due to fire, flood or storm damage the financial implications can be massive. The standard policy we offer covers you for loss of rental income of up to £75,000 over two years, and we can extend this up to four units at no extra charge, giving you £300,000 of cover.  We’re able to provide more if you need it. We’re here to support you and get you back on your feet.

Other activities on site

Our experienced team understand that there are often additional activities going on onsite at a holiday complex, whether it’s hosting weddings, a pet’s corner or a gym and spa facility. We can make sure it’s all covered under one policy, so you don’t have to worry about that aspect of your business.

Cover for Employers’ Liability

If you employ staff for reception, gardening, maintenance or housekeeping duties, you may rest assured the policy we provide includes Employers’ Liability to fulfil your legislative responsibilities. This will protect you in the event of death or injury claims in relation to anyone you employ in connection with your holiday letting business.

Extra cover for your own home

If like many of our holiday complex owners, you live onsite, we’re able to offer a bespoke policy which covers your needs, including your computer equipment and other items used to run the business. By having your insurance all in the same place, you can avoid complications in the event of a claim and never have to worry about who insures what around your site, please see home insurance.

Boshers are well placed to advise you and serve your holiday cottage complex insurance needs, whether situated in England, Scotland, Wales or Northern Ireland.  For full details of our holiday home insurance policy, including a summary of cover, please see holiday home insurance.

 For further information on insurance for holiday cottage complexes please give our experienced team a call on 01237 429 444.