Posts

Holiday Home Association launches new Holiday Home Industry Code Of Practice

,

In order to ensure self-catering properties are effectively meeting quality standards, the Holiday Home Association (HHA), which is the UK’s longest serving trade association for the self-catering holiday home industry, has launched an industry code of practice aimed at raising quality standards and provide potential guests with a level of assurance when booking privately owned self-catering accommodation.

The Holiday Home Industry Code of Practice (HHICOP) is a comprehensive set of guidelines that sets out standards in health and safety, marketing, accessibility, liability insurance, data protection and complaints procedures.

HHA chief executive Martin Sach said: “The self-catering industry in the UK has changed considerably over the last few years, with a much greater increase in the availability of properties, with more and more owners and managers joining the market.

“There are also many more distribution channels through which a guest can book a property and these developments, can at times, be confusing for guests who are increasingly looking for more assurance that what they book will indeed be a professionally run and fairly represented example of what they are looking for,” he added.

The HHICOP, which can be easily downloaded from the HHA website, has no cost associated with it and is available for both members and non-members of the HHA.

For more information on the Holiday Home Industry Code of Practice, visit The HHA website here. It covers topics of interest to holiday letting owners which include:

  • Health and Safety
  • Fire Safety
  • Smoke and Carbon Monoxide Detectors
  • Electrical Safety
  • Gas Safety
  • Legionella
  • Safety of Furniture and Furnishings
  • Employers’ and Public Liability Insurance

Boshers offer specialist holiday home insurance to owners across the UK. Need an insurance quote for your holiday let? Give us a call on 01237 429444.

/0 Comments/by

Holiday Home Insurance | Holiday Home Owners Require Liability Cover – Why?

,

Holiday Home Insurance | Holiday Home Owners Require Liability Cover – Why? As a responsible holiday home owner you will always ensure that your holiday home is as safe an environment as possible for your guests and employee’s to frequent. However, it is often the unforeseen that will cause accidents leading to compensation claims which can be substantial.

A slippery path, a loose paving slab, weather beaten garden furniture! – Have you inspected yours lately?

A comprehensive Holiday Home Insurance policy, such as that arranged by Boshers will provide cover to indemnify you against your legal liability to pay damages and legal costs arising out of claims for bodily injury, death, disease or illness from a third party such as an employee, (i.e. a cleaner, gardener or key holder) and paying guests in connection with the running of your second home as a furnished holiday let.

How much Employers Liability Insurance should you have? If you have a contract of service with anyone who helps you maintain your holiday let business, whether spoken, written or implied and you provide them with work materials and equipment, then you may be regarded as their employer, irrespective of their tax status. It is a legal requirement, that you have in place Employer’s Liability Insurance of at least £5m, in practice many insurers provide cover of £10m.

How much Public, Products and Personal Liability Insurance should you have? Whilst not a compulsory insurance, we would recommend cover of at least £3m for small properties that sleep up to six guests and £5m for larger properties.

The above cover is generally provided as part of a packaged Holiday Home Insurance policy, also covering the buildings and contents of your holiday home.

For articles on Health & Safety for holiday home owners visit www.boshers.co.uk/blog. Additional guidance and holiday home insurance quotes are available from the Boshers Holiday Home Insurance Team on 01237 429444 or visit www.boshers.co.uk.

/0 Comments/by