Last chance for holiday home owners to comment on new holiday let rules. New rules on furnished holiday lets will make it more difficult to let certain properties, reduce the number available and act as a barrier to new entrants to the industry. That is the verdict of a Westcountry expert on holiday lettings who is […]
Holiday Home Insurance Top Ten Blogs From 2010. Listed below are our top ten holiday home insurance blogs from 2010. Full of informative holiday home insurance tips and hints for furnished holiday let owners in the UK. Holiday Home Owners Are Warned To Be Prepared For The Thaw Electrical Safety Advice For Furnished Holiday Let Owners Holiday Home Insurance […]
Boshers commerical insurance and holiday home insurance teams have settled into our new office without too many hitches. Our phones have been busy with both new enquiries and a flurry of claims as a result of the very cold weather experienced across the UK recently. Details of our new location and a link to our google […]
Holiday Home Owners Are Warned To Be Prepared For The Thaw. Winter 2010-11 already shows signs of being an unusually cold one throughout the UK. The Met Office forecasters are suggesting that the cold spell which began in November could persist well into January. After a decade or more of relatively mild conditions the sub-zero temperatures […]
Home Owner – Winter hints and tips. Ecclesiastical Insurance have produced a useful aid for home owners titled Winter hints and tips. Download your copy here and keep your homes safe from the worst of the weather.
Flood Advice. As you may be aware a number of areas in Cornwall are currently affected by flooding. The Environment Agency has now issued a number of flood warnings in the South West & Wales. Ecclesiastical have issued guidance to those affected by todays flooding. For further information click here
We are pleased to announce that we will be moving to newly refurbished purpose built offices on Monday the 22nd November 2010. Our new offices have extensive IT and phone sytems to further improve our efficiency and service standards. That said, it is possible that our phone systems will be down for a time between 3:00pm and […]
Second Home Revival. A recent report by Knight Frank examines the growing demand for new-build holiday homes in the UK. The report highlights some interesting statistics such as in the three years up until the beginning of 2010, the growth in nights spent in self-catering apartments grew by 67% to 9.2m and the number of nights […]
Electrical safety is a serious business – unsafe electrical installations cause around 31 deaths, over 8,000 house fires and 1,150 serious injuries each year*. What’s more, most accidents can be prevented. In this post we explore the importance of electrical safety advice for furnished holiday let owners. Statistically, rented properties such as furnished holiday lets are […]
HM Treasury in conjuction with HM Revenue & Customs have published a consultation document on proposed changes to the special tax rules for furnished holiday lettings. FHL Consultation The consultaion is on proposals to ensure the tax rules for furnished holiday lettings are fully compliant with EU law and are better targeted at holiday letting businesses […]
When taking out holiday home insurance buildings cover you will be asked for your holiday home’s rebuild cost and this amount will decide how much you need to insure the property for. There are two main ways to find your home’s rebuild cost; hire a surveyor or or use a rebuild calculator. Read more here: Is Your Holiday […]
Holiday Home Owners are considered as Landlords under HSE legislation and therefore have specific legal responsibilities to their guests (tenants) when it comes to gas safety. In order to comply with the legislation all furnished holiday let owners should have all the gas appliances and gas boilers in their holiday homes serviced in accordance with the manufacturers guidelines […]
Owners improving their holiday home WOW FACTOR should consider their holiday home insurance! In a competitive domestic self-catering holiday market, holiday home owners are increasingly turning to property improvements to increase the WOW FACTOR and appeal of their holiday homes, cottages and apartments. When planning to undertake major improvements which go beyond new decor, owners are reminded to contact their holiday […]
Furnished Holiday Letting rules with us a little longer. We are always looking for interesting snippets of relevant information to bring to our holiday home insurance clients. This extract is from our own accountants, Stevens & Willey and featured in their Summer 2010 newsletter. The favourable Furnished Holiday Lettings tax rules are to be with us until […]
Holiday Home Insurance | Holiday Home Owners Require Liability Cover – Why? As a responsible holiday home owner you will always ensure that your holiday home is as safe an environment as possible for your guests and employee’s to frequent. However, it is often the unforeseen that will cause accidents leading to compensation claims which can […]
Boshers | Holiday Home Insurance | Visit our Facebook Page | Click here… Holiday Let Owners can now keep up to date with useful snippets of information on all aspects of running a Furnished Holiday Let as well as useful Holiday Home Insurance information by visiting us at Boshers | Facebook Page. Visit now and become a friend – just […]
Tax Specialist, John Endacott of Accountants, Winter Rule welcomes the Emergency Budget announcements on the Furnished Holiday Let Rules. He commented; “The announcement today is in line with my most recent discussion with the Treasury specialists. I cautioned against premature action and stressed the need to better research the potential impact of any changes. Part […]
Good News In June Budget for Furnished Holiday Let Owners. Today the Chancellor of the Exchequer has set out his Budget. The measures announced will reduce the deficit, introduce a fairer tax system, and encourage an enterprise and growth agenda in the UK. The Budget 2009 proposal to repeal the special tax rules for furnished holiday […]
Insurance Premium Tax Rise – ONLY 1% Holiday Home Insurance purchasers will today breathe a sigh of relief that in todays Emergency Budget, the Chancellor, George Osbourne announced that Insurance Premium Tax (IPT) will only be increased by 1% to a total of 6%. This increase follows widespread speculation that he would use the Emergency Budget to announce a far larger […]
Holiday Home Insurance – cover for evicting “Squatters”. Thankfully the risk of squatters occupying well managed holiday cottages marketed at a fair rate to ensure high occupancy throughout the year is slim. However with problems surrounding the supply of affordable housing in rural and coastal areas the threat is ever present. Not all holiday home insurance […]
Running a Holiday Let is not always plain sailing. Owners should consider their Holiday Home Insurance provider wisely. By choosing to partner with Boshers as your broker and Ecclesiastical Insurance as your underwriter, you will benefit from the following: Peace of Mind – we have worked closely with our Holiday Home Insurance underwriter Ecclesiastical, holiday letting […]
Holiday home insurance specialists, Boshers Ltd advise furnished holiday let owners to review their cover and in particular to check that sums insured are correct. Mark Lavington, Director of Boshers Ltd said that, “many holiday home owners will find that their holiday home insurance falls due for renewal during the Spring and early Summer as […]
Tax reliefs on Furnished Holiday Lettings – unexpected bonus for UK holiday home owners. According to various articles in the press, the Government has dropped the removal of tax relief on Furnished Holiday Lettings. This was one of several tax increases in the Budget, due to be enacted before Parliament was dissolved prior to the General […]
2010 Budget | Furnished Holiday Letting (FHL). As announced last year, the tax advantages of Furnished Holiday Letting businesses will be withdrawn with effect from 6th April 2010. Income from FHL will be treated in the same way as income from other property rents. This means there will be less advantageous offset of losses and a number […]
As an insurance broker, specialising in holiday home insurance for furnished holiday lets across the UK; we are increasingly being asked questions by owners and their agents regarding legislation surrounding the operation of a holiday cottage. Insurance is our speciality and we are not lawyers, so we will often seek our own guidance from the […]
Security precautions when installing Key Safes at your holiday home. You, your holiday home, your holiday home insurance and key safes Firstly check with your holiday home insurance broker that the use of Key Safes is acceptable. There may be specific warranties that you will need to adhere to in order not to invalidate your holiday home […]
UK Second Home Owners Warned Of New Arctic Weather Set For February 2010. Winter is far from over yet, if todays news headlines are to be believed. Having already experienced one of the coldest winters for decades, arctic weather is set to return next week. Quality Holiday Home Insurance will give holiday home owners peace of mind, although prevention […]
Guide To Holiday Home Insurance. Letting your holiday home commercially has many benefits, however as with running any business it isn’t without risk. It is therefore important to get the right holiday home insurance cover. Many holiday home owners may unwittingly be relying on normal home insurance cover or even more disconcerting have no cover at […]
The 25 best iPhone apps to help home owners manage your money. The popularity of the iPhone has been fuelled by the huge range of applications available for users to download. More than a million “apps” will find the nearest cash point, teach you french or provide the latest news headlines. There are also hundreds of […]
“Be Prepared For The Thaw”, Boshers advise their holiday home insurance clients. We are here and ready to help. To make a claim, call us Monday to Friday 8.30-5pm on 01237 429444 or Ecclesiastical on 0845 603 8381, 24 hours a day, 7 days a week The cost and personal inconvenience caused by a burst pipe […]