Holiday Let Insurance for your annexe

Last Updated on June 11, 2013 by admin

In this post we explore the subject of holiday let insurance for your annexe. It is becoming more and more common in popular rural and coastal self-catering holiday areas for owners of larger properties and empty nester’s to sub-divide their homes and let an annexe to guests holidaying in the area. In doing so, due consideration should be paid to the relevant planning and building regulations as well as the laws applicable to you as a landlord. Letting your annexe to guests can be financially rewarding although as with running any business it does have it’s risks. For your peace of mind you’ll want appropriate holiday let insurance for your annexe.

Holiday Let Insurance for your annexe

By taking advice on holiday let insurance for your annexe from a qualified adviser such as those in the Boshers holiday home insurance team, you will end up with building and contents cover without compromise and tailored to your individual needs. For a home owner with a self-contained holiday letting annexe or self contained detached holiday cottage in the grounds Boshers would look to provide you with comprehensive home insurance cover to meet your personal needs and running alongside a holiday home insurance policy to cover the contents of your holiday let together with cover for your liabilities as a holiday let owner and protection for loss of rental income in the event that you were to suffer an insured peril. Placing insurance for both your home and holiday let with the same insurer will save potential conflicts in the event of a claim. Should your home and annexe have an interconnecting door, you will be required to ensure that the door is fitted with a 5 lever mortice deadlock and kept locked so that guests do not have access to your home. For advice on holiday let Insurance for your annexe call our friendly team of holiday home insurance advisers on 01237 429444.

Holiday home annexe owners will also find the links below of interest:

• Complying with fire safety law for sleeping accommodation providers
• Do You Have Paying Guests? If so, fire safety law applies to you, and you must take action
• Example Fire Risk Assessment Form
• Fire Safety for Houses in Multiple Occupation

For Self-Catering holiday cottage owners in Scotland, the Scottish Government has produced the following:

• Practical Fire Safety Guidance for small bed and breakfast and Self-Catering Premises

You may also find the following posts for holiday home owners of interest:

• Holiday home gas safety checks
• Solid fuel fire safety for holiday home owners
• Protect yourself and your guests from carbon monoxide poisoning

Follow this link for posts similar to Holiday Let Insurance for your annexe other useful resources for holiday home owners

For further information on UK holiday home insurance visit the website page most relevant to you:

• Click here if you require holiday let insurance for your annexe
• Cick here if you own a single furnished holiday letting home, cottage or apartment
• Click here if you own a listed holiday home or cottage complex
• Click here if you own a holiday cottage complex